Yes. Passenger and driver airbags, an automated alarm system and anti lock breaks all help discount your auto insurance. Typically, the more expensive the car, the more it will cost to insure. If you are comfortable raising the deductible, that can help reduce costs. Don’t skimp on coverage, however. Although the state requires only $25,000 in liability coverage, if someone is injured in an accident and medical costs exceed $25,000 (which can easily happen today), you may be forced to sell your home to cover costs. We recommend at least four times the state recommended coverage. Remember, even though it’s auto coverage, you’re also protecting your largest asset – your home.